SAVINGS
University & Community Federal Credit Union of Stillwater, OK provides competitive dividend rates and a low opening balance requirement on regular savings accounts to members in the surrounding areas.
- $5.00 opening balance required (remains in the account for the lifetime of the membership)
- Up to four FREE withdrawals per month ($1.00 is charged for each additional withdrawal)
- Competitive dividend rates paid
- Dividends:
- Variable dividend rate used to calculate dividends
- Calculated on an average daily method
- Credited to the account balance at the end of the last business day of the quarterly period, provided account is still open
- Compounded quarterly
- Shown on the quarterly statement
- No dividends will be paid on any day the account balance is below $100
- Rate and APY disclosed for a rate inquiry will be the rate paid the previous declaration date
- Tiered levels of dividends are paid based on the following deposit amounts:
- $100.00-$10,000.00
- $10,000.01-$20,000.00
- $20,000.01-above
- Can serve as overdraft protection for a member’s checking account ($5.00 fee applies)
- Dividends paid quarterly on daily balances of $100 or more
- Incurs an inactive charge of $5.00 per month if the account is not used within 12 months until the funds in the account are depleted and the account is closed
Star Savers Account
University & Community Federal Credit Union of Stillwater, OK provides a savings account for minors under the age of 18.
- Competitive dividend rates
- No monthly service charges
- Low minimum balance of $5.00
- Dividends paid quarterly on balances of $100 or more
- Up to four free withdrawals per month
- No inactivity fees charged
- Quarterly statements issued
Additional Savings
- Each additional account has a minimum balance requirement of $0.01
- Up to 5 additional savings accounts are available