FEE SCHEDULE
Current Fees as of 05/01/2019
Fees are subject to change at anytime. Refer to this page for the most up to date rates and fees.
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Fee Changes as of 05/01/2019
| Fee description |
Previous Fee |
Current Fee |
|---|
| Domestic Wire Outgoing |
$15.00 per transfer |
$20.00 per transfer |
| Domestic Wire Incoming |
$5.00 per transfer |
$10.00 per transfer |
| Return Mail Fee (Bad Address) |
$3.00 per month |
$5.00 per month |
| Loan Payment Coupon Books |
N/A |
$5.00 each |
| Deposited Item Return |
$5.00 each |
$10.00 each |
| Cashing Checks on Us |
$3.00 each |
$0.00 each |
| Replacement of Lost ATM/Debit Card |
$5.00 per card |
$10.00 per card |
| Replacement of Faulty ATM/Debit Card |
$5.00 per card |
$8.00 per card |
Savings Account Fees
| Fee description |
Fee |
|---|
| Savings Account Withdrawal |
$1.00 each after four (4) per month |
| Reg D Excessive Withdrawal |
$2.00 each after six (6) per month |
| IRA Account Administration Fee |
$10.00 per year |
| IRA Account Transfer |
$25.00 per transfer if directly transferred outside Credit Union |
| IRA Close Fee |
$25.00 |
| Money Market Minimum Balance |
$5.00 per month if the balance falls below $1000.00 during the statement period |
| Money Market Excessive Clearing |
Three (3) free checks. $5.00 a check after that. |
| Money Market Excessive Transfer |
$5.00 per transfer after six (6) transfers per month |
| Money Market Withdrawal |
$5.00 per withdrawal after four (4) withdrawals per month. Not including drafts. |
Share Draft/Checking Account Fees
| Fee description |
Fee |
|---|
| Overdraft/Insufficient (NSF) |
$25.00 per item |
| Stop Payment |
$25.00 per item |
| Check Printing |
Prices may vary depending upon style |
| Free Checking |
No Fees |
| Standard Checking (old) |
Free with $300 minimum balance. $3.00 per month if balance falls below $300 |
| Standard Checking (new) |
$3.00 per month |
| Dividend Checking |
Free with $500 minimum balance. $5.00 per month if balance falls below $500 |
| Business Checking |
No monthly service charge. $0.20 per item over 100 item monthly limit. |
| Business Checking Plus |
$5.00 monthly service charge. $0.20 per item over 200 item monthly limit. |
| DBA Checking |
No monthly service charge. $0.20 per item over 100 item monthly limit. |
| DBA Checking Plus |
$5.00 monthly service charge. $0.20 per item over 200 item monthly limit. |
| Club/Association Checking |
Free with $300 minimum balance. $3.00 per month if balance falls below $300 |
| Overdraft Transfer Fee |
$5.00 per transfer / Max of 6 transfers per month |
| No Bounce Coverage Fee |
$25.00 per item |
| ACH Origination Fee |
$10.00 |
| Copies of Checks |
$3.00 each copy |
| Temporary Checks |
$1.50 per sheet (4 checks per sheet) |
Other Service Fees (Applicable to All Accounts)
| Fee description |
Fee |
|---|
| Account Reconciliation |
$20.00 per hour |
| Account Research |
$20.00 per hour |
| Statement Copy |
$3.00 month |
| Account Verification Letter |
$3.00 per letter |
| Wire Transfer (outgoing) |
$20.00 per transfer |
| Wire Transfer (incoming) |
$10.00 per transfer |
| Wire Transfer (International) |
Fees may vary |
| Corporate Check |
$2.00 per check |
| MasterCard Gift Card |
$3.00 per card |
| MasterCard Reloadable Card |
$6.00 per card |
| Reloadable Card Reload |
$3.00 per reload |
| Legal Process Fee (Garnishment. etc.) |
$40.00 |
| Account Closure |
$1.00 if closed by mail |
| Account Closure within 60 days |
$10.00 |
| Returned Mail Fee (Bad Address) |
$5.00 per month |
| Amortization Schedule |
$3.00 each |
| Certified Copy of Lien Release |
$5.00 each |
| Inactive Account Fee |
$5.00 per month will be assessed to account numbers with balances less than $500 with no activity for twelve (12) months and there is no other active relationship within the account number |
| Domestic Collection Fee |
$10.00 each |
| Collection Item Fee (Canada and Mexico) |
$10.00 each |
| Collection Item Fee (Foreign Collection) |
$35.00 each |
| Cash Bag |
$6.00 per bag |
| Coin Counting |
Free for members |
| Notary Service |
Free for members |
| Processing Fee for Funded Consumer Loans |
$67.00 |
| Deposited Item Return |
$10.00 per item |
| Loan Payment Coupon |
$5.00 each |
Electronic Funds Transfer Fees (ATM)
| Fee description |
Fee |
|---|
| Nonproprietary ATM Withdrawal/Transfer |
$1.00 per transaction |
| Nonproprietary ATM Balance Inquiry |
$0.75 per inquiry |
| Additional Card |
$5.00 each card |
| ATM/Debit Card Rush |
$25.00 per card |
| Replacement of Lost ATM/Debit Card |
$10.00 per card |
| Replacement of Faulty ATM/Debit Card |
$8.00 per card |
| International Service Assessment Fee (ISA) |
2% of the international Visa transaction |
Safe Deposit Box Fees
| Annual Rental Size |
Fee |
|---|
| 3x5x24 |
$18.00 |
| 3x10x24 |
$35.00 |
| 5x10x24 |
$50.00 |
| 10x10x24 |
$88.00 |
| Copy of Key |
$10.00 |
| Drilling of Box/Change of Lock |
$150.00 minimum |
MasterCard Fees
| Fee description |
Fee |
|---|
| Grace Period |
25 days to repay your balance before a finance charge will be imposed |
| Annual Fee |
None |
| Balance Transfer |
3.00% of balance transfer ($10 min. $200 max) |
| Cash Advance (at ATM) |
None |
| Cash Advance (in office) |
None |
| Minimum Finance Charge |
None |
| Dynamic Fee Charge |
2.00% of each transaction in U.S. dollars |
| Late Payment |
$15.00 |
| Over-the-Credit Limit |
None |
| Return Payment |
$21.00 |
| Return Check |
$21.00 |
| Replacement Card |
$5.00 |
| Method of computing the balance of purchases |
Average daily balances (including new purchases) |
The information about the costs of the card described in this credit card fee table is accurate as of October 2014. This information may have changed after that date. To find out what may have changed please call us at 405.743.3328 or write to us at 311 E. McElroy Rd. Stillwater, OK 74075
Click here to see our MasterCard Rates
