Do you offer any type of loans to help establish credit?2014-03-28T14:36:42+00:00

We have several options available to our members. First, is our secured credit card—where you pledge a certain dollar amount from your savings account that is secured (or held as collateral) and you are issued a credit card with that same limit. Because you are still making payments just like a credit card—your credit is established.  We also offer “share secured loans” which just means that you pledge a certain dollar amount of your savings or Certificate of Deposit and get a loan for that amount. The funds can be used for anything that you’d like, and you make payments just like you would on a regular loan. What’s more—the rate that you get with a share secured loan is one of the lowest rates that we offer here at UCFCU.

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