DEBIT CARDS/ATM CARDS

Debit Cards

UCFCU debit card gives you access to your checking or savings accounts 24-hours a day. It also allows you to purchase goods and services anywhere VISA is accepted without writing a check or paying cash. You will be able to:

  • Make cash withdrawals
  • Make deposits at ATMs that accept deposits
  • Check your balance
  • Select your own personal identification number (PIN)
  • Make purchases without cash and without writing a check
  • Must be at least 13 years of age to be eligible for a Debit Card. All minors must have a parent/guardian as a joint owner on the account.

  • Orange & Black Debit Card: Our standard debit card, the first card is free with a new account.
  • Stillwater Pioneer Debit Card: Show your Pioneer Pride with this card, a contribution is made to Stillwater Public Schools with every credit based transaction.
  • Perkins-Tryon Demon Debit Card: Show how dominate the Demons are with this card, a contribution is made to Perkins-Tryon Public Schools with every credit based transaction.

Debit Card Restricted Regions

Due to extraordinary fraudulent activities in North America, we are no longer accepting any signature based transactions over $50.00 in certain designated areas; gas stations, drug stores and grocery stores, but we are allowing PIN based transactions.

  • Canada

Due to extraordinary fraudulent activities in South America, we are no longer accepting any transactions (PIN based or signature based) in certain designated countries.

  • Brazil
  • Guatemala

Due to extraordinary fraudulent activities in specific states of the United States, we are no longer accepting any signature based transactions in all states EXCEPT Colorado, Kansas, Missouri and Oklahoma if transaction is $100.00 or over at:
– pharmacies
– grocery stores
– stationary stores
– beer/wine stores
– service stations (paying inside or at the pump)
– automotive parts accessories stores
– discount/general merchandise stores

We are allowing PIN based transactions.

(For example, if you go into a grocery store in Michigan and your total is $230. You swipe your UCFCU debit card and the screen asks for your pin. In order to process this transaction, you must enter your pin. You can’t bypass this screen and sign for the purchase as a credit-based transaction.)
Due to extraordinary fraudulent activities in the following states, Georgia, we are no longer accepting any signature based transactions over $50.00 in certain designated areas; gas stations, drug stores and grocery stores, but we are allowing PIN based transactions.

ATM Cards

UCFCU ATM card gives you access to your savings account 24-hours a day. You will be able to:

  • Make cash withdrawals
  • Make deposits at ATMs that accept deposits
  • Check your balance
  • Select your own personal identification number (PIN)

ATM Locations

Click here for our ATM locations
TransFund Surcharge-Free ATMs:
You can find a surcharge-free ATM by visiting the TransFund Surcharge-Free website. Follow the directions on the website to find a fee free ATM. You must have UCFCU Electronic Checking for our fee to be waived for using a foreign ATM. TransFund now has a mobile app. Please visit the link above to download it.
ATM Zone Surcharge-Free ATMs:
You can find an ATM Zone surcharge-free ATM by visiting the ATM Zone website. Oklahoma Credit Unions are working together to give their members surcharge-free ATMs. Visit any ATM location on the website for a surcharge-free ATM. You must have UCFCU Electronic Checking for our fee to be waived for using a foreign ATM.