BUSINESS CHECKING

University & Community FCU offers business checking and business debit cards to business owners who live in Payne County or if the business owner has a business location in Payne County. Please visit 311 E. McElroy Rd. for all of you business check and business debit card needs. The following are the types of businesses that can have a business checking account:

  • Sole Proprietorship – DBA
  • Partnership
  • Limited Liability Company
  • Club or Association
  • Corporation

All the Business Checking Accounts include:

  • Free Business Debit Card
  • Free 24 hour online account access
  • $0.01 balance to maintain account

Business Checking

  • $100.00 to open
  • No monthly service charge
  • Mandatory E-Statements
  • 100 free items per month
  • $0.20 per item if over monthly limit*
  • Trade Name Report required

Business Checking Plus

  • $100.00 to open
  • $5.00 monthly service charge
  • Paper statements or E-Statements
  • 200 free items per month
  • $0.20 per item if over monthly limit*
  • Trade Name Report required

DBA Checking

  • $100.00 to open
  • No monthly service charge
  • Mandatory E-Statements
  • 100 free items per month
  • $0.20 per item if over monthly limit*
  • Trade Name Report required

DBA Checking Plus

  • $100.00 to open
  • $5.00 monthly service charge
  • Paper statements or E-Statements
  • 200 free items per month
  • $0.20 per item if over monthly limit*
  • Trade Name Report required

Club & Association Checking

  • $25.00 to open
  • Free with $300 minimum balance. $3.00 per month if balance falls below $300.00
  • Mandatory E-Statements
  • Tax Identification Number is required

Unlawful Internet Gambling Notice:
Restricted transactions as defined in Federal Reserve Regulation GG are prohibited from being processed through this account or relationship. Restricted transactions generally include, but are not limited to, those in which credit, electronic fund transfers, checks, or drafts are knowingly accepted by gambling businesses in connection with the participation by others in unlawful Internet gambling.