University & Community FCU

JOIN THE MOVEMENT

Joining your local credit union is easy!

You must live, work, worship, or attend school in Payne/Pawnee/Lincoln/Noble/Logan county to become a member of UCFCU.

Need a new car, boat, or other personal item? We have you covered!

Get a loan without sitting in an office. Apply online in minutes and receive a response within two business days — simple as that!

Need a new home or equity out of your home?

Apply securely online in minutes and receive a response without leaving your house! First mortgages and home equity loans available.

We offer credit cards with rewards and convenient features.

Apply quickly online and start rewarding yourself with a UCFCU Credit Card. Earn reward points for every dollar spent!